
On January 9, 2025, the United States observed a National Day of Mourning for former President Jimmy Carter, who passed away at the age of 100 on December 29, 2024. President Joe Biden issued an executive order designating the day as a National Day of Mourning, which led to the closure of federal offices and agencies. While federal employees had the day off, banks and financial institutions typically remained open, as a National Day of Mourning is not a federal holiday.
| Characteristics | Values |
|---|---|
| Date | January 9, 2025 |
| Event | National day of mourning for former President Jimmy Carter |
| Are banks closing? | No, banks are not required to close on a national day of mourning. However, some may choose to close due to winter weather. |
| Are federal offices closed? | Yes |
| Are post offices closed? | Yes |
| Are schools and colleges closed? | No, but some may choose to close |
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What You'll Learn

Banks will remain open in New York City
Banks in New York City will remain open on 9 January 2025. While President Biden has declared the date a national day of mourning for the late President Jimmy Carter, it is not a federal holiday. Federal offices and agencies will be closed, but banks and businesses are not required to close on national days of mourning.
The New York Stock Exchange will be closed, following the schedule of the federal government. However, this is not the case for banks, and most will remain open. It is always worth checking with your local branch, as some may choose to close for the day.
The national day of mourning marks the state funeral of former President Jimmy Carter, who died at the end of December 2024 at the age of 100. President Biden will give a eulogy at the funeral, and all five living presidents are set to attend.
The day has significant federal implications, and Americans are invited to reflect on and honour the legacy of a leader who dedicated his life to service, diplomacy, and humanity.
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Federal offices will be closed
On 9 January 2025, federal offices will be closed. This closure is due to an executive order issued by President Joe Biden, declaring a national day of mourning for former President Jimmy Carter, who passed away at the age of 100 on 29 December 2024.
Although banks are typically closed on federal holidays, they are not required to close on national days of mourning. Therefore, most banks will remain open on 9 January 2025. However, some banks may choose to close due to winter weather conditions. It is recommended to contact your local bank branch to confirm their operating hours on that day.
The New York Stock Exchange and the U.S. Postal Service will be closed, following the federal government's schedule. This includes all U.S. Postal Service post offices, and mail deliveries will be affected. Private companies, such as FedEx and UPS, will remain open, and their package delivery services will operate as usual.
Schools and colleges are not required to close on the national day of mourning, but individual districts and colleges may choose to do so. Ceremonies and funeral services for President Jimmy Carter will be held at the Washington National Cathedral in Washington, D.C., reflecting the nation's collective respect for the 39th President.
Additionally, it is worth noting that throughout 2025, there is an expected closure of over 8,000 bank branches worldwide, with approximately 3,200 of those closures occurring in the United States. This shift towards digital banking has been influenced by the rising preference for online banking among consumers.
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The US Postal Service will be closed
On 9 January 2025, the US Postal Service will be closed. This closure includes the suspension of regular mail delivery, retail services, and office activity. There will, however, be limited package delivery services to prevent any adverse effects on package delivery operations. This closure is due to a national day of mourning for former President Jimmy Carter, declared by President Joe Biden, who also ordered all executive departments and agencies of the federal government to be closed on that day.
Although federal offices will be closed, national days of mourning do not require businesses or banks to close as federal holidays usually do. Therefore, most banks will remain open on 9 January. However, it is advisable to contact your local bank branch for specific information regarding their hours on that day.
The national day of mourning for Jimmy Carter includes ceremonies held at various times in the Eastern Time Zone. At 9 a.m. ET, a ceremony will be held at the U.S. Capitol as the motorcade departs for the Washington National Cathedral. An arriving ceremony will follow the motorcade's arrival at 9:30 a.m. The National Funeral Service will take place at 10 a.m., and at 11:15 a.m., Carter's family will leave for Joint Base Andrews. They will depart to Georgia, where Carter will be buried alongside his late wife, Rosalynn Carter.
UPS and FedEx pickup and delivery services are expected to remain available on 9 January, and their store and office locations will be open.
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Mail won't be delivered
While 9 January 2025 is not a federal holiday, President Biden declared it a "national day of mourning" for the late President Carter. National days of mourning do not require or allow businesses or banks to close like a federal holiday normally does. However, mail delivery services will be affected.
Although banks will remain open, mail delivery services will be impacted by the national day of mourning. USPS has confirmed that mail will not be delivered on 9 January, with only limited package delivery taking place. This is similar to previous national days of mourning, such as after the deaths of former Presidents George H. W. Bush and Gerald Ford, where federal offices and stock markets were closed.
USPS's decision to suspend mail delivery is in line with the closure of federal offices and agencies, as mandated by President Biden's executive order. This decision is a mark of respect for the former president and coincides with the official state funeral.
While mail won't be delivered by USPS, it's important to note that other delivery services, like UPS and FedEx, are expected to be available on 9 January. Their pickup and delivery services will continue as usual, and their offices will remain open.
In addition to the national day of mourning, parts of Texas are also experiencing winter storms, which may further impact mail delivery services. Dangerous weather conditions may lead to office closures or delayed deliveries, so it's advisable to check with local offices to see if they are open and avoid driving in hazardous conditions.
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Banks will close in Texas due to winter weather
Banks in Texas will close due to winter weather only in emergency situations. According to the Texas Finance Code 37.002 (d), a bank must notify the Commissioner as soon as possible about closing an office or operation. If a natural disaster or other catastrophic event impacts a bank's operations, the bank must provide notice to the Department of Banking within five days.
In the past, Texas banks have closed due to severe winter weather. For example, on February 17, 2021, a proclamation was issued authorizing closures due to severe winter weather. It is important to note that these closures are not routine and only occur during exceptional circumstances.
When severe winter weather is expected, banks may choose to remain open but adjust their operations. This could include encouraging customers to use online banking services and providing updates on any changes to branch hours or services.
It is always a good idea to check with your local bank directly to confirm their hours and any weather-related closures. Banks may also post updates on their websites or social media pages to keep customers informed about any weather-related disruptions.
While Texas banks may close due to severe winter weather in certain circumstances, it is challenging to predict exactly when and how often this will occur. These closures are typically a last resort and depend on the severity of the weather conditions and their impact on the safety and operations of the bank.
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Frequently asked questions
Banks will remain open on 9 January 2025. However, Federal Reserve offices will be closed while systems will operate normally.
On 9 January 2025, there is a National Day of Mourning for former US President Jimmy Carter. While federal offices and agencies will be closed, a National Day of Mourning does not require businesses or banks to close, unlike a federal holiday.
No, there will be no mail delivery on 9 January 2025. USPS has confirmed that post offices will be closed.
The New York Stock Exchange and the Nasdaq will be closed for equities trading. However, the U.S. stock market is typically open from Monday to Friday, so it is likely to be open on 9 January 2025.
Yes, UPS and FedEx pickup and delivery services are expected to be available on 9 January 2025.











































