Jake Miller
Huntington Bank offers a variety of promotions and bonuses to attract new customers and encourage direct deposits. The bank provides promotions for both personal and business checking accounts, with cash bonuses ranging from $400 to $1,000. To be eligible for these promotions, customers must reside in specific states, including Colorado, Illinois, Indiana, Kentucky, Michigan, and Minnesota. Huntington Bank's promotions typically involve opening a new account, depositing a certain amount within a given timeframe, and maintaining the account for a minimum period. The bonuses are often deposited within 14 days of meeting the requirements. It's important to note that existing customers and those who have recently closed an account may not qualify for these promotions.
| Characteristics | Values |
|---|---|
| Bonus Amount | $400, $600, $1,000 |
| Account Type | Business Checking, Perks Checking, Platinum Perks Checking |
| Eligibility | New customers, residents of specific states |
| Requirements | Direct deposit, minimum deposit amount, account opening method |
| Expiry Date | Varies, e.g. July 7, 2025, September 15, 2025, October 9, 2025 |
| Processing Time | Bonus deposited within 14 days of meeting requirements |
| Taxes | Cash bonuses are taxable as income, 1099-INT or 1099-MISC form provided |
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What You'll Learn
Huntington Bank's $400 and $1000 business checking offers
Huntington Bank offers promotions and bonuses for both personal and business checking accounts. The bank features overdraft protection, free mobile banking, online bill pay, access to branches and ATMs, and more.
The $400 and $1000 business checking offers have been extended through 10/9/25. To qualify for the $400 bonus, you must open a new Huntington Unlimited Business Checking account. Additionally, you must make cumulative new money deposits of at least $5,000 within 60 days of opening the account. The $400 bonus will be deposited into your account within 14 days of meeting these requirements.
For the $1000 bonus, you must open a Huntington Unlimited Plus Business Checking account and meet certain requirements. The $1000 bonus will also be deposited into your account within 14 days of meeting the requirements.
It is important to note that these offers are only available to new business checking customers. Existing Huntington checking customers, including those with any relationship to other Huntington business checking accounts or those who have closed an account within the last 6-12 months, are not eligible. Additionally, Public Fund/Government Banking dollars and Brokers are not eligible for these offers. The offers cannot be used in combination with any other business checking offer.
Huntington Bank also offers a $600 checking bonus when you apply online and meet certain requirements. This offer cannot be used in combination with any other consumer checking offer.
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Huntington Bank's $400 and $600 checking bonuses
Huntington Bank offers a $400 bonus for new personal checking account customers who open a new Perks Checking account and receive qualifying direct deposits. This promotion is only available to new customers and requires a promotion code. The bonus is deposited into the account within 14 days of meeting the requirements. Huntington Bank also offers a $600 bonus for new personal checking customers who open a new Platinum Perks Checking account with a promotion code by September 15, 2025, and deposit a total of $25,000 or more within 90 days of opening the account. The account must be kept open for at least 90 days to receive the bonus, which will be deposited within 14 days of meeting the requirements.
To qualify for the $400 bonus, new customers must open a new Huntington Perks Checking account with a promotion code by September 15, 2025, and set up qualifying direct deposits totaling $500 or more within 90 days of opening the account. The account must be kept open for at least 90 days. Huntington Bank will deposit the $400 bonus into the account within 14 days of meeting these requirements.
The $400 bonus is also available for new business checking customers who open a new Huntington Unlimited Business Checking account. To qualify, customers must open the account with a promotion code, deposit at least $5,000 in new money within 60 days, and keep the account open for at least 90 days. The bonus will be deposited into the account within 14 days of meeting these requirements.
The $600 bonus is also available for new business checking customers who open a new Unlimited Plus Business Checking account. To qualify, customers must open the account with a promotion code and deposit at least $25,000 in new money within 90 days. The account must be kept open for at least 90 days, and the bonus will be deposited within 14 days of meeting these requirements.
It is important to note that these promotions are subject to eligibility requirements and are only available to residents of certain states, including Colorado, Illinois, Indiana, Kentucky, Michigan, Minnesota, North Carolina, Ohio, Pennsylvania, South Carolina, West Virginia, and Wisconsin.
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Huntington Bank's $400 Perks Checking account bonus
Huntington Bank offers a $400 bonus for its Perks Checking account. This promotion is only available to new customers and residents of Colorado, Illinois, Indiana, Kentucky, Michigan, Minnesota, Ohio, Pennsylvania, West Virginia, or Wisconsin.
To qualify for the bonus, you must open a new Perks Checking account with a promotion code by September 15, 2025. You must then set up and receive qualifying direct deposits of at least $500 within 90 days of opening the account. The money must be new to Huntington Bank and cannot be transferred from another Huntington account.
Once you have met the promotion requirements, Huntington Bank will deposit the $400 bonus into your account within 14 days. It is important to note that the bonus is taxable as income, and Huntington Bank will send you a Form 1099-INT (Interest Income) for the cash bonus, which must be reported on your tax return.
The Perks Checking offer is one of the most attractive bank account bonuses available, as it only requires a direct deposit of any amount. In contrast, most bank bonuses require deposits of several hundred or even thousand dollars. Therefore, the Huntington Bank Perks Checking promotion offers a competitive return on your deposit.
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Huntington Bank's Platinum Perks Checking bonus
Huntington Bank offers a range of promotions and bonuses for its customers, including the Platinum Perks Checking bonus. This bonus is available for new personal checking customers who open a new account by September 15, 2025, and deposit $25,000 or more in new money within 90 days of opening the account. To be eligible for the bonus, customers must also maintain an open account status for at least 90 days. Once these requirements are met, Huntington Bank will deposit a bonus of $600 into the customer's account within 14 days.
The Platinum Perks Checking account offers several benefits, such as higher interest rates, waived monthly maintenance fees when a minimum balance is maintained, and waived non-Huntington ATM cash withdrawal fees worldwide. Customers can also take advantage of the relationship rate benefit, where owning a Platinum Perks Checking account may improve the interest rate on their Relationship Money Market or Relationship Savings Account. Additionally, the account provides a mortgage relationship discount and offers free or discounted online trades on stocks and ETFs.
It's important to note that the Platinum Perks Checking bonus is only available to new checking account customers. Existing customers, including those with other types of accounts with Huntington Bank, are not eligible for this particular promotion. The bonus is also subject to tax, and Huntington Bank will provide a Form 1099-INT for the cash bonus, which must be reported on the customer's tax return.
To open a Huntington Bank Platinum Perks Checking account and take advantage of the promotion, customers can apply online or in person at a Huntington Bank branch. It is recommended to apply through the checking promotion page to ensure eligibility for the bonus. Additionally, customers should be aware that the promotion has an expiry date, which was mentioned as October 16, 2025, in one source.
Overall, the Huntington Bank Platinum Perks Checking bonus provides a significant incentive for new customers to open an account and take advantage of the various benefits and features offered by the bank.
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Huntington Bank's promotions for new customers
Huntington Bank offers various promotions for new customers, including cash bonuses of up to $600 for personal checking accounts and up to $1,000 for business checking accounts. To qualify for these promotions, new customers must open a checking account and meet certain requirements. Here are some of the promotions in detail:
Perks Checking Promotion
The Perks Checking promotion offers a $400 cash bonus after a direct deposit of any amount. This promotion is available to new personal checking customers who open a Huntington Perks Checking account with a promotion code by September 15, 2025. To qualify for the bonus, customers must set up and receive qualifying direct deposits, such as payroll or government payments, totalling $500 or more within 90 days of account opening and maintain the account for at least 90 days.
Platinum Perks Checking Promotion
The Platinum Perks Checking promotion offers a higher bonus of $600. To qualify, new customers must deposit $25,000 or more in new money within 90 days of opening the account and maintain the account for at least 90 days.
Business Checking Promotions
Huntington Bank also offers promotions for new business checking customers. The specific bonuses and requirements may vary, but they typically involve opening a new Unlimited Business Checking or Unlimited Plus Business Checking account and depositing a certain amount within a specified time frame. For example, one promotion offers a $400 cash bonus for new business checking customers who open an eligible account and deposit at least $5,000 in new money within 60 days, maintaining the account for at least 90 days.
It's important to note that these promotions are subject to terms and conditions, eligibility requirements, and expiration dates. Additionally, Huntington Bank reserves the right to limit the number of incentives within a specific time frame to prevent misuse.
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Frequently asked questions
Yes, Huntington Bank offers promotions to attract new customers. For example, new customers can earn up to $600 with Huntington Bank's checking account promotions. Huntington Bank's cash bonuses are higher than many other banks' offers.
To qualify for Huntington Bank's promotions, you must be a new customer and reside in one of the eligible states, including Colorado, Illinois, Indiana, Kentucky, Michigan, Minnesota, Ohio, and Pennsylvania. You also need to open a new checking account, either online or in-person, and meet certain deposit requirements.
After meeting the promotion requirements, you will receive the bonus within 14 days. The bonus will be deposited into your Huntington Bank account.
Some Huntington Bank accounts have a monthly maintenance fee of $25, which can be waived if you maintain a minimum balance or have a certain amount of total relationship funds with the bank.
