
China operates on a five-day workweek, with Saturday and Sunday off. Banks in China are typically open from Monday to Friday, with some branches open on Saturday mornings and a few larger branches open on Sunday mornings. ATMs are available 24/7, but they may not be refilled over the weekends and public holidays, so it is not guaranteed that they will have cash available during these times.
| Characteristics | Values |
|---|---|
| Days off | Saturday and Sunday |
| Working hours | 8 hours a day, no more than 44 hours a week |
| Business hours | 8 am to 6 pm |
| Lunch break | 2 hours from 12 pm to 2 pm |
| Government offices | Open from Monday to Friday, closed on weekends and public holidays |
| Banks | Open daily from 9 am to 5 pm, some branches open on Saturdays until noon and on Sundays |
| ATMs | Available 24/7 but may not have cash during weekends and public holidays |
| Holidays | Chinese New Year, Qingming Festival, May Day, Dragon Boat Day, Mid-Autumn Day, National Day, and New Year's Day |
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What You'll Learn

Banks in China are generally open Monday to Friday
Banks in China generally operate from Monday to Friday, with some branches open on Saturday mornings and even Sunday mornings. However, they are usually closed on Sundays and public holidays. The typical working hours for banks are from 9 am to 5 pm or 6 pm, with a two-hour lunch break from 12 pm to 2 pm.
China adopts a five-day workweek, with Saturday and Sunday off. This is similar to the workweek structure in many Western countries. The standard business hours are from 8 am to 6 pm, with a two-hour lunch break. However, there may be local variations in different sectors and cities. For instance, in western China, the workday often starts later due to the natural daylight cycle, typically beginning around 9 or 10 am.
Banks in China follow the standard business hours, opening around 9 am and closing around 5 or 6 pm. Some branches of the Bank of China and stores catering to foreigners may open on Sunday mornings as well. It's important to note that during festivals like the Chinese New Year, office hours may be reduced or suspended, with businesses closing early or operating with a limited staff.
While banks generally operate from Monday to Friday, it's always a good idea to check the specific hours of your local bank branch, as there can be variations. Additionally, ATMs in China are available 24 hours a day, offering a convenient way to perform various banking functions outside of regular business hours. However, it's worth noting that ATMs may not be refilled over weekends and public holidays, potentially resulting in a lack of cash during those periods.
In summary, banks in China are typically open from Monday to Friday, reflecting the standard five-day workweek in the country. Some branches may offer extended hours on Saturdays and even Sundays, but this can vary across different regions and institutions. Understanding the local variations and staying informed about any festival-related changes in business hours will help ensure a smooth banking experience in China.
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Some banks are open on Saturdays and Sundays
In China, the standard workweek for most businesses and offices spans Monday to Friday, with hours typically ranging from 8 am to 5 pm or 6 pm, including a two-hour lunch break from 12 pm to 2 pm. However, some banks in China do operate on Saturdays and Sundays, albeit with reduced hours. Banks generally open from 9 am to 5 pm, and while most are closed on Sundays, some branches of the Bank of China and stores catering to foreigners are open on Sunday mornings.
The Bank of China, Agricultural Bank of China, Industrial and Commercial Bank of China, China Construction Bank, and Bank of Communications are usually open from 8:30 am to 5 pm, Monday to Friday, and 9 am to 4:30 pm on weekends. Additionally, self-service banks and ATM machines are operational 24 hours a day, although most ATMs are not refilled over the weekends and public holidays, so they may not have cash available during these times.
It is worth noting that China's work culture can be quite flexible, especially around festivals, when last-minute changes in hours are common. Local variations also exist in different sectors and cities, with some companies having staff on duty during the weekends.
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ATMs are available 24/7 in China
In China, banks typically operate from Monday to Friday, with Saturday and Sunday off. Some bank branches are open on Sunday mornings, and a few close on Wednesday afternoons. Banks are usually open between 8 or 9 am and 5 or 6 pm, with a two-hour lunch break from noon to 2 pm.
While ATMs are available 24/7 in China, they are mostly located in bank lobbies and shopping centres, making them inaccessible outside of regular business hours. Additionally, most ATMs in China are not refilled over the weekends or public holidays, so they may not have cash available during these times. It is recommended that you get cash during the week to avoid this issue.
ATMs in China are operated by Union Pay, which offers an online ATM locator. Most Chinese ATMs accept Visa (Plus), Cirrus, and Maestro, and they accept both chip-and-pin cards and cards with magnetic stripes. There are also ATMs for foreign cards in major business and shopping areas. You can check if an ATM accepts your card by looking for your card's logo.
It is important to alert your bank before travelling to China, as they should put a note on your account to avoid any transactions being flagged as fraudulent. Additionally, Chinese banks use six-digit PINs, so if your PIN is only four digits, adding two zeros at the beginning may work.
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Banks are closed on public holidays
In China, banks generally follow a five-day workweek, operating from Monday to Friday. While some banks may open on Saturdays and Sundays, their business hours may be shortened, and they typically close on public holidays.
China has seven official public holidays throughout the year, including New Year's Day, Chinese New Year (Spring Festival), Qingming Festival (Tomb-sweeping Day), May Day, Dragon Boat Festival, Mid-Autumn Day, and National Day. These holidays provide an opportunity for family reunions, traditional celebrations, and travel. During these public holidays, banks in China generally remain closed, just like other civil service departments such as government offices, embassies, and schools.
On major public holidays, such as Chinese New Year, only the major branches of banks and post offices remain open. It is advisable to visit these branches in prosperous business districts in big cities. However, it is important to note that ATMs in China can perform most banking functions, but they may not be refilled over weekends and public holidays, leading to a lack of cash availability during those times.
While banks generally close on public holidays, business activities often flourish during these periods. Shopping malls, shops, supermarkets, and restaurants usually remain open, and some even offer promotions and discounts. This encourages holiday spending and provides convenience for locals and visitors alike.
Overall, while banks in China typically operate on a five-day workweek, they do close on official public holidays. However, some larger branches may remain open during major holidays, and ATMs provide essential banking services even when branches are closed.
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Bank opening times vary across cities
China operates on a five-day workweek, with Saturday and Sunday off. However, bank opening times can vary across cities. While most banks are open from Monday to Friday, some branches may open on Saturdays and even Sundays.
In Shanghai, for example, most big bank branches are reportedly open on Sundays. Banks in China generally operate from 9 am to 5 pm, with a two-hour lunch break from 12 pm to 2 pm. However, there may be local variations in different cities. For instance, in western China, offices might start work later in the day due to the natural daylight cycle, often beginning around 9 or 10 am. This adjustment helps align work with local sunrise times.
Some banks close on Wednesday afternoons, while others may be open daily from 8:30 am to 6 pm. It's worth noting that during holidays, like the Chinese New Year, office hours may be reduced or suspended. Many businesses close early or operate with a skeleton staff during this time.
If you're planning to visit a bank in China, it's always a good idea to check the specific opening times for that particular bank and city, as they can vary. Additionally, while ATMs are available 24/7, it's common for them to run out of cash over the weekends and public holidays, as they are not usually refilled during these periods.
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Frequently asked questions
Banks in China are generally closed on Sundays. However, some stores catering to foreigners and branches of the Bank of China may be open on Sunday mornings.
Banks in China usually operate from 9 am to 5 pm or 6 pm, Monday to Friday, with some branches open on Saturdays until noon.
Yes, self-service banks and ATMs are operational 24 hours a day. However, ATMs in China may not be refilled over the weekend, so they may not have cash available.






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