
Buying airtime from Union Bank is a convenient and straightforward process that allows customers to top up their mobile phone credit seamlessly. Union Bank offers multiple channels for purchasing airtime, including their mobile banking app, USSD codes, and internet banking platform. To get started, customers need to have an active Union Bank account and ensure their mobile number is linked to the account. Using the mobile app, users can navigate to the airtime purchase option, select their preferred network provider, enter the amount, and confirm the transaction. Alternatively, the USSD code *826# provides a quick method for airtime purchase directly from a mobile phone, while internet banking offers a more detailed interface for those who prefer using a computer. These options ensure that Union Bank customers can easily stay connected anytime, anywhere.
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What You'll Learn
- Using Union Bank App: Download, log in, select airtime, enter details, confirm purchase
- USSD Code Method: Dial *826#, follow prompts, complete airtime purchase instantly
- Internet Banking: Log in, navigate to airtime, input details, finalize transaction
- ATM Purchase: Insert card, select airtime option, follow steps, complete purchase
- Mobile Wallet Integration: Link wallet, choose airtime, confirm payment via Union Bank

Using Union Bank App: Download, log in, select airtime, enter details, confirm purchase
To buy airtime from Union Bank using their mobile app, the first step is to download the Union Bank App from your device’s app store. Whether you’re using an Android or iOS device, simply search for "Union Bank Mobile App" in the Google Play Store or Apple App Store. Once you find the app, click on "Install" or "Get" to download and install it on your device. Ensure you have a stable internet connection during this process to avoid any interruptions. After installation, open the app to proceed to the next step.
Next, log in to your Union Bank account using your credentials. If you’re a first-time user, you’ll need to register by providing your account details, creating a username, and setting up a secure password. For existing users, enter your username and password or use biometric authentication (fingerprint or facial recognition) if your device supports it. Once logged in, you’ll be directed to the app’s dashboard, where you can access various banking services, including airtime purchase.
From the dashboard, select the airtime purchase option. Navigate to the "Airtime" or "Top-Up" section, which is usually found under the "Quick Links" or "Payments" menu. The app’s interface is user-friendly, making it easy to locate this feature. Once you’ve selected the airtime option, you’ll be prompted to choose the network provider (e.g., MTN, Airtel, Glo, or 9mobile) and enter the phone number you wish to top up. Double-check the number to ensure accuracy before proceeding.
After selecting the network and entering the phone number, enter the airtime amount you wish to purchase. The Union Bank App typically allows you to choose from predefined amounts or input a custom value. Some apps may also display your account balance to help you make an informed decision. Once you’ve entered the amount, review the details to ensure everything is correct. If you’re satisfied, proceed to the next step.
Finally, confirm the purchase to complete the transaction. You may be required to authenticate the payment using a One-Time Password (OTP) sent to your registered mobile number or email address. Enter the OTP in the provided field and click "Confirm." Once the transaction is successful, you’ll receive a notification confirming the airtime purchase, and the recipient’s phone will be credited instantly. The entire process is quick, secure, and can be done anytime, anywhere, making it a convenient way to buy airtime using the Union Bank App.
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USSD Code Method: Dial *826#, follow prompts, complete airtime purchase instantly
The USSD code method is a quick and convenient way to purchase airtime from Union Bank. To get started, simply dial *826# on your mobile phone. This code is specifically designed for Union Bank customers and provides access to a range of banking services, including airtime purchase. Once you dial the code, you will be presented with a menu of options. Follow the prompts carefully to navigate to the airtime purchase section. The process is straightforward and user-friendly, making it an ideal choice for those who prefer a simple and direct method.
After dialing *826#, you will receive a response from Union Bank with a list of options. Select the option that corresponds to airtime purchase, typically labeled as "Buy Airtime" or "Airtime Top-Up." You may be required to enter the mobile number you wish to top up, so ensure you have the correct number handy. The system will then prompt you to enter the amount of airtime you want to purchase. Union Bank allows you to buy airtime in various denominations, catering to different needs and budgets. Be sure to double-check the amount before confirming to avoid any errors.
Once you have entered the necessary details, the system will display a summary of your transaction, including the mobile number, airtime amount, and any associated fees. Review this information carefully to ensure accuracy. If everything is correct, confirm the transaction by following the on-screen instructions. Union Bank will then process your request, and the airtime will be credited to the specified mobile number instantly. You will receive a notification via SMS confirming the successful purchase, providing you with peace of mind and assurance.
One of the key advantages of using the *826# USSD code method is its accessibility. This service is available to all Union Bank customers, regardless of their mobile network provider. Whether you are on MTN, Airtel, Glo, or 9mobile, you can easily purchase airtime using this method. Additionally, the USSD code method does not require an internet connection, making it a reliable option in areas with limited or no data connectivity. This ensures that you can top up your airtime anytime, anywhere, without worrying about network constraints.
To ensure a seamless experience when using the *826# USSD code method, make sure your Union Bank account is active and has sufficient funds to cover the airtime purchase. If you encounter any issues during the transaction, Union Bank provides customer support through various channels, including phone, email, and social media. You can also visit your nearest Union Bank branch for assistance. By familiarizing yourself with the steps and keeping your account details up to date, you can enjoy a hassle-free airtime purchase experience with Union Bank's USSD code method.
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Internet Banking: Log in, navigate to airtime, input details, finalize transaction
To buy airtime from Union Bank using Internet Banking, the first step is to log in to your Union Bank online banking account. Visit the official Union Bank website and locate the Internet Banking login section. Enter your valid User ID and Password in the respective fields. Ensure that your login credentials are correct to avoid any access issues. Once entered, click on the "Login" button to securely access your account dashboard. It’s important to use a secure and private internet connection to protect your banking information during this process.
After successfully logging in, navigate to the airtime purchase option within your account dashboard. Typically, this can be found under the "Payments" or "Quick Transactions" menu, depending on the layout of Union Bank’s Internet Banking platform. Select the "Airtime Top-Up" or similar option to proceed. Some platforms may require you to choose the specific account you wish to debit for the transaction, so ensure you select the correct one before moving forward.
Once you’ve accessed the airtime purchase page, input the required details to complete the transaction. Enter the mobile number you wish to top up, ensuring it is correct to avoid sending airtime to the wrong recipient. Select your preferred network provider from the dropdown list, which usually includes options like MTN, Airtel, Glo, or 9mobile. Next, specify the amount of airtime you want to purchase. Double-check all entered details for accuracy before proceeding to avoid errors.
After confirming the details, finalize the transaction by reviewing the summary provided by the system. This summary typically includes the recipient’s number, network provider, airtime amount, and the account to be debited. If everything is correct, click the "Confirm" or "Proceed" button to complete the transaction. You may be required to authenticate the transaction using a One-Time Password (OTP) sent to your registered mobile number or email address. Enter the OTP in the designated field to authorize the transaction.
Upon successful completion, you will receive a notification confirming the airtime purchase. This notification may appear on the screen, and you will also receive an SMS or email alert detailing the transaction. The recipient’s mobile number will be credited with the purchased airtime instantly. Ensure you log out of your Internet Banking account securely after completing the transaction to maintain the safety of your account. This straightforward process allows Union Bank customers to conveniently buy airtime anytime, anywhere, using their online banking platform.
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ATM Purchase: Insert card, select airtime option, follow steps, complete purchase
To purchase airtime from Union Bank using an ATM, begin by locating a Union Bank ATM near you. Ensure you have your Union Bank debit card ready, as this will be required to initiate the transaction. Once you arrive at the ATM, insert your debit card into the card slot. The machine will prompt you to enter your Personal Identification Number (PIN) for security verification. Carefully input your PIN using the keypad, ensuring no one is observing your actions to maintain the confidentiality of your information.
After your PIN is successfully verified, the ATM will display the main menu with various transaction options. Navigate through the menu by pressing the buttons corresponding to your desired choice. Look for the option labeled "Airtime Purchase" or "Top-Up Airtime," which is typically found under the "Quick Transactions" or "Other Services" section. Select this option by pressing the appropriate button to proceed with the airtime purchase process.
Upon selecting the airtime option, the ATM will prompt you to choose your preferred mobile network provider from a list of available options, such as MTN, Airtel, Glo, or 9mobile. Use the keypad to select your network provider by pressing the corresponding number or button. After confirming your selection, the ATM will ask you to input the mobile number you wish to top up. Carefully enter the 11-digit mobile number, ensuring its accuracy to avoid sending airtime to the wrong recipient.
With the mobile number entered, the ATM will display a confirmation screen showing the network provider, mobile number, and the available airtime denominations for purchase. Select your desired airtime amount from the options provided, typically ranging from small to large denominations. Confirm your selection by pressing the appropriate button. The ATM will then process the transaction, deducting the airtime amount from your Union Bank account and sending the airtime to the specified mobile number.
Once the transaction is complete, the ATM will display a success message, and you will receive a notification on your mobile phone confirming the airtime purchase. The ATM will also provide an option to print a receipt for your records. If you require a physical copy of the transaction, select the "Print Receipt" option, and the ATM will dispense a receipt detailing the airtime purchase, including the date, time, amount, and mobile number. After completing the transaction, remember to take your debit card and any printed receipts before leaving the ATM.
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Mobile Wallet Integration: Link wallet, choose airtime, confirm payment via Union Bank
Integrating your mobile wallet with Union Bank to purchase airtime is a seamless process that combines convenience and security. To begin, ensure you have the Union Bank mobile app installed on your smartphone and that your mobile wallet is active. Open the app and navigate to the ‘Mobile Wallet Integration’ section, typically found under the ‘Services’ or ‘Payments’ menu. Here, you’ll find the option to link your mobile wallet to your Union Bank account. Follow the prompts to securely connect the two by entering your wallet details and verifying the linkage through a one-time password (OTP) sent to your registered mobile number.
Once your mobile wallet is successfully linked, proceed to the airtime purchase section within the app. Select the ‘Buy Airtime’ option, which will redirect you to a page where you can choose the network provider for which you wish to purchase airtime. Enter the mobile number you want to top up and specify the amount of airtime you need. The app will display a summary of your transaction, including the recipient’s number, the amount, and any applicable fees, ensuring transparency before you proceed.
After confirming the details, you’ll be prompted to select your linked mobile wallet as the payment method. Choose your wallet from the available options, and the app will initiate the payment process. Union Bank ensures a secure transaction by requiring additional authentication, such as a PIN or biometric verification, depending on your device settings. This step adds an extra layer of security to protect your account and funds.
Once the payment is confirmed, the airtime will be instantly credited to the specified mobile number. You will receive a notification on your device confirming the successful transaction, along with a reference number for future reference. This integration of your mobile wallet with Union Bank not only simplifies the airtime purchase process but also allows you to manage your finances efficiently, all within a single, user-friendly platform.
For users who prefer a more hands-on approach, Union Bank also provides customer support through their helpline or in-branch assistance to guide you through the mobile wallet integration and airtime purchase process. By leveraging this feature, you can enjoy the convenience of buying airtime anytime, anywhere, without the need for physical cash or additional steps, making it an ideal solution for modern banking needs.
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Frequently asked questions
You can buy airtime from Union Bank by dialing the USSD code *826*amount*phone number# on your mobile phone and following the prompts. Ensure your phone number is linked to your Union Bank account.
Yes, you can buy airtime using the Union Bank mobile app. Log in, select the "Airtime Purchase" option, enter the details, and confirm the transaction.
Yes, you can buy airtime for another person by entering their phone number during the purchase process via USSD, mobile app, or internet banking.
Union Bank typically does not charge fees for airtime purchases, but it’s advisable to check their current terms or contact customer service for confirmation.
If your airtime purchase fails or is not credited, contact Union Bank’s customer service immediately with your transaction details for assistance.
















