Taylor Scott
John Marston is a fictional character in the Red Dead Redemption video game series developed by Rockstar Games. In the game, John takes out a loan from the West Elizabeth Co-Operative Bank to buy Beecher's Hope, a small ranch that had attracted his wife Abigail's interest. John's debt to the bank is a recurring theme in the game, with players asking if it is possible to pay off John's debt by earning money through side missions or if it can only be cleared by progressing through the main story.
| Characteristics | Values |
|---|---|
| Debt amount | Under 2k |
| Debt reason | Land and construction |
| Loan source | West Elizabeth Co-Operative Bank |
| Loan purpose | Buy Beecher's Hope |
| Repayment method | Bounty hunting jobs |
| Repayment amount | $20,000 |
| Debt clearance | Through story missions |
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What You'll Learn
John Marston's debt to the bank
John's debt is paid off through story missions, and he uses the money from bounty hunting jobs provided by Sadie in Valentine to pay off his bank loans. John's notebook, where he recorded the debt, is not marked as paid back, which some players attribute to a bookkeeping error. Players can also choose to have Arthur transfer all his money to John, which can then be used to pay off John's debt.
Some players have speculated that John's money was confiscated by the government or used to fund his ranch, which was not profitable. One player suggests that John's money was confiscated by Agent Ross when he was caught, as the money was illegally gained.
John's debt to the bank and the subsequent repayment through missions and jobs is a key part of the RDR2 storyline, and players have discussed and speculated about the fate of John's money after the game's events.
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How to pay off John Marston's debt
John Marston's debt can be paid off by completing story missions. Players can also choose to transfer money from Arthur to John by going to the Aberdeen pig farm right before the last mission as Arthur, drinking, and getting robbed. As John, players can then go back to the pig farm, inspect the photo of the mother, and retrieve all of Arthur's money. This money can then be used to pay off John's debt.
John Marston takes on a loan from the West Elizabeth Co-Operative Bank to buy Beecher's Hope, which he intends to turn into a ranch. He clears the land of squatters and reunites with Uncle in Blackwater and Charles in Saint Denis, who help him build his ranch. Sadie in Valentine also provides him with various bounty hunting jobs to pay off his bank loans.
Therefore, players can pay off John Marston's debt by completing story missions, transferring money from Arthur, and using bounty hunting money.
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John Marston's loan from West Elizabeth Co-Operative Bank
John Marston's loan from the West Elizabeth Co-Operative Bank was used to purchase Beecher's Hope, a small run-down ranch that had attracted the interest of John's wife, Abigail. John approached David Geddes and asked him to put in a good word so that he could borrow money from the bank to buy the land.
Geddes agreed and told John to talk to his distant cousin, Ansel Atherton, a banker at the West Elizabeth Co-Operative Bank. John met with Atherton and asked for a loan to buy Beecher's Hope, explaining that he was friends with Geddes. Atherton was initially derisory but ultimately agreed to the loan due to his connection with his cousin. Atherton instructed John to inspect the property and clear out any illegal tenants while he prepared the paperwork.
With the loan, John was able to purchase Beecher's Hope and clear away squatters living there. He then reunited with Uncle in Blackwater and Charles in Saint Denis, who helped him build his ranch. John also took on various bounty hunting jobs provided by Sadie in Valentine to pay off his bank loans.
John's loan from the West Elizabeth Co-Operative Bank played a crucial role in his efforts to acquire and develop Beecher's Hope into a ranch, allowing him to provide a better life for his family.
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John Marston's bank robbery in Saint Denis
John Marston was a member of the Van der Linde gang in the game Red Dead Redemption 2, developed by Rockstar Games. In the game, the gang plans one last job to fund their escape and retirement from their life of crime: robbing the Lemoyne National Bank in Saint Denis.
During the robbery, John wears a fancier version of his gambler hat, with a silver band around the middle, and a suit that resembles the Elegant Suit from Red Dead Redemption. The robbery starts off well, but Pinkertons quickly arrive on the scene, and a shootout ensues. With the gunfight unwinnable, Dutch has Arthur plant dynamite inside the bank, allowing the gang to escape to the rooftop. John is captured alive by the Pinkertons and sent to Sisika Penitentiary.
After Dutch and others return from Guarma, Arthur and Sadie Adler break John out of prison and take him to the new camp in Beaver Hollow. John's incarceration and subsequent escape erode his faith in Dutch, who had wanted to hold Bronte, who had set the gang up, for ransom, but instead fed him to an alligator.
John's debt is paid off through story missions, and players can transfer money from Arthur to John by having Arthur drink at Aberdeen Pig Farm before the last mission, where he will be robbed. As John, players can then return to the farm and collect Arthur's money.
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John Marston's bank debt for his land and construction
John Marston's debt stems from his desire to buy a plot of land and build a ranch. After his wife, Abigail, left him, John sought to win her back by purchasing Beecher's Hope and turning it into a ranch. To do this, he took out a loan from the West Elizabeth Co-Operative Bank.
The total amount of John Marston's debt is unclear, but it appears to be substantial. In the game, players can help John pay off his debt by completing story missions or transferring money from Arthur to John. One source mentions that John received $20,000 from Micah's Blackwater money, which could have been used to pay off his debt, as the total he owed on his property was only $1600. Another source mentions that John had $20,000 left after paying off his loan.
John worked to pay off his debt through bounty hunting jobs provided by Sadie in Valentine. He also received help from Uncle in Blackwater and Charles in Saint Denis, who assisted him in building his ranch. It is likely that John used the remaining money to fund supplies and the running of his ranch.
Some players have speculated about the fate of John's money after the events of the game. One theory suggests that the Pinkertons took John's money after his death and used it to hire the army that John's family faced off against. Another theory proposes that John's assets were confiscated by the agency that caught him, as the money was gained illegally.
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Frequently asked questions
No, you can only pay off John Marston's debt by playing through the story missions.
John Marston's total bank debt for his land and construction is under $2000.
John Marston uses the money he inherits from Arthur to buy Beecher's Hope, with the intention of turning it into a ranch.
There are a few theories as to what happens to John Marston's money after RDR2. One theory is that it is confiscated by Agent Ross as it was illegally gained money. Another theory is that the Pinkertons take it from John and use it to hire an army.
