Disconnecting Your Bank From Plaid: A Step-By-Step Guide

how to disconnect my bank from plaid

If you want to disconnect your bank account from Plaid, there are several methods you can use. You can disconnect your bank account from within the app, or you can use the Plaid Portal to delete your financial accounts and data. You can also revoke Plaid's access to your financial data by contacting your bank directly. It's important to note that even after disconnecting, Plaid may retain some information as required by law. Additionally, you can use Plaid's Privacy Request Form to submit a data deletion request.

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Disconnecting bank from Plaid Visit the Plaid Portal
Click 'Accounting' on the main menu, then click 'Transactions'
Look for the bank account you want to disconnect and click the three dots on the right
Click 'Disconnect Bank'
Removing app access Use the Privacy Request Form or email
Deleting data from Plaid Create a Plaid Portal account to view and manage connections and delete financial data
Note: Plaid may retain some information as required by law

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Disconnecting your bank account from apps using Plaid

Disconnecting your bank account from apps that use Plaid can be done in several ways. Firstly, you can disconnect your bank account from within the app itself. This will prevent the app from accessing any additional data via Plaid, but it may not remove data you've already shared with the app. To ensure that your data is deleted from the app, you may need to contact the app's support team directly.

Another way to disconnect your bank account from Plaid is to use the Plaid Portal. Through the Plaid Portal, you can view and manage the connections you've made using Plaid, as well as delete your financial data from Plaid's systems. However, note that Plaid may retain some information after the completion of a data deletion request, as permitted or required by applicable law.

Additionally, you can change your bank's login credentials to revoke Plaid's access. However, this method may not be effective as many banks now provide Plaid with separate security tokens for authentication. Instead, some banks allow you to view and revoke access by third parties, including Plaid, directly from their websites. For example, Bank of America has a "Data Sharing" tab in its "Security Center" where you can manage Plaid's access.

Lastly, you can submit a request to delete your data from Plaid using their Privacy Request Form. This form allows you to securely transmit your request to their support team, who will then process your request.

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Using the Plaid Portal to delete financial accounts

If you want to stop a particular app from accessing your data via Plaid, you can disconnect your financial accounts from the app at any time. This will prevent the app from accessing any additional data via Plaid in the future, but it may not remove data you've already shared with the app and that the app has already stored in its systems. To ensure that your data is deleted from the app, contact the app's support team directly.

You can also delete financial accounts connected using Plaid through the Plaid Portal at any time. Here's how to use the Plaid Portal to delete your financial accounts:

  • Log in to your Plaid Portal account.
  • Navigate to the relevant section for deleting financial accounts.
  • Follow the steps to delete your financial accounts.

Please note that Plaid may retain some information after the completion of the data deletion request, as permitted or required by applicable law. You can refer to the "Our Retention Practices" section of their End User Privacy Policy to learn more.

If you want to revoke Plaid's access to your bank account, some banks allow you to do so directly from their websites. For example, Bank of America has a "Data Sharing" tab in its "Security Center" where you can view and revoke access by third parties, including Plaid. Chase Bank offers a similar option.

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Revoking third-party access through your bank

If you no longer want an app to access your data via Plaid, you can disconnect your bank account from the app at any time. This will prevent the app from accessing any new data via Plaid, but it may not remove data that the app has already stored.

Some banks allow you to view and revoke access by third parties, including Plaid, directly through their websites. For example, Bank of America has a "Data Sharing" tab in its "Security Center" where you can manage third-party access. Chase Bank offers a similar feature.

Plaid also has an online portal where you can remove access. You can also contact the app's support team directly to request that your data be deleted.

  • Log in to your bank account online.
  • Navigate to the "Security" or "Privacy" settings. This may be within a "Security Center" or "Online Privacy Notice" section.
  • Look for a list of authorized third-party applications or services.
  • Find Plaid or the specific app you want to revoke access for.
  • Follow the instructions to remove or revoke access. This may involve clicking a "Remove" or "Revoke Access" button.
  • If you cannot find the option to revoke access, contact your bank's customer support for assistance.

Note that revoking access through your bank may not delete the data that has already been shared with Plaid or the third-party app. To ensure that your data is deleted, you may need to contact the app's support team directly.

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Withdrawing Plaid's access to your financial data

Disconnecting your bank from Plaid involves revoking their access to your financial data. This can be done in several ways, and you can choose to completely delete your financial data from their systems.

Firstly, you can disconnect your financial accounts from any apps that are connected to Plaid. This will prevent the app from accessing any new data, but it may not remove data that has already been shared with the app and stored in their systems. To ensure that all your data is deleted, you should contact the app's support team directly.

Secondly, you can revoke Plaid's access by removing their connection to your bank account. Some banks allow you to do this through their websites. For example, Bank of America has a "Data Sharing" tab in its "Security Center" where you can view and revoke access to third-party services, including Plaid. Chase Bank offers a similar option.

Thirdly, you can manage your data sharing settings through the Plaid Portal. By creating a Plaid Portal account, you can view and manage the connections you've made using Plaid, as well as delete your financial data from their systems. However, certain information may not be manageable through the Plaid Portal, especially for newer Plaid products where faster experiences have been opted into. In such cases, you can submit a request to delete your data using Plaid's Privacy Request Form or via email.

It's important to note that even after a data deletion request, Plaid may retain some information as permitted or required by applicable law. You can learn more about their data retention practices by referring to their End User Privacy Policy.

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Deleting your data from Plaid's systems

Disconnecting your bank from Plaid involves revoking Plaid's access to your financial data and deleting your data from their systems. Here are the steps to achieve this:

  • Using the Plaid Portal: You can create a Plaid Portal account to view and manage the connections you've made using Plaid. The Plaid Portal allows you to delete your financial data from their systems. However, it's important to note that you may not be able to manage certain information, especially for newer product experiences where faster access has been opted into.
  • Contacting Plaid Directly: If you are unable to manage the data deletion through the Plaid Portal, you can contact Plaid directly using their Privacy Request Form or via email. Their Privacy Request Form can be used to submit a request to delete your data, regardless of your location.

Disconnecting Your Bank Account

To disconnect your bank account and prevent further data access by Plaid:

  • Via the Connected App: If you connected your bank account to an app using Plaid, you can disconnect your financial accounts from within the app. This will prevent the app from accessing any additional data via Plaid going forward. However, it may not remove data that has already been shared and stored in the app's systems.
  • Through Your Bank: Some banks allow you to manage third-party access to your data. For example, Bank of America has a "Data Sharing" tab in its "Security Center" where you can view and revoke access by third parties, including Plaid. Chase Bank offers a similar option.

It's important to note that changing your bank login credentials may not be sufficient to disconnect Plaid's access, as many banks now provide them with separate security tokens for authentication. Therefore, using the methods mentioned above is the recommended way to disconnect your bank from Plaid and delete your data from their systems.

Frequently asked questions

You can disconnect your bank account from Plaid by clicking 'Accounting' on the main menu, then 'Transactions'. Find the bank account you want to disconnect, click the three dots on the right, and then click 'Disconnect Bank'.

Yes, you can delete financial accounts connected using Plaid through the Plaid Portal at any time.

You can revoke Plaid's access to your bank account through your bank's website. For example, Bank of America has a "Data Sharing" tab in its "Security Center" where you can revoke access by third parties, including Plaid.

Yes, you can use Plaid's Privacy Request Form to submit a request to delete your data. You can also submit your request via email.

Disconnecting your bank account from Plaid will prevent the app from accessing any new data. However, Plaid may retain some information as required by law, and data previously shared with Plaid may still be stored in the app's systems.

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