Jake Miller
PNC Bank offers surcharge-free access to cash through over 41,000 machines across the United States, including Hawaii and Alaska. This is due to a partnership with NCR Corporation and its Allpoint ATM network. PNC customers now have surcharge-free access to nearly 60,000 PNC Bank and PNC partner ATMs across the country. PNC Bank was also the first major bank to rebate both fees charged for using another provider's cash machine, including the surcharge levied by the machine's owner.
| Characteristics | Values |
|---|---|
| Surcharge-free ATMs | PNC Bank offers surcharge-free access to over 41,000 ATMs across the US, including Hawaii and Alaska. PNC cardholders also have fee-free access to more than 55,000 Partner ATMs. |
| ATM Fee Reimbursement | PNC used to reimburse ATM fees for customers with specific accounts and a minimum balance. However, as of 2016, there are reports that PNC stopped reimbursing ATM surcharges. |
| ATM Network | PNC ATMs are available in popular convenience stores like Wawa, Sheetz, UDF, and 7-Eleven stores. PNC also has a partnership with NCR Corporation and its Allpoint ATM network. |
| ATM Languages | PNC ATMs offer 10 language options: English, Chinese, German, Italian, Japanese, Korean, Polish, Portuguese, Spanish, and Vietnamese. |
| ATM Preferences | Customers can set their ATM preferences, such as receipt options, through the PNC Mobile app, online banking, or at the ATM. |
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What You'll Learn
- PNC Bank ATMs are surcharge-free, but your bank may charge a fee
- PNC offers free access to over 60,000 ATMs worldwide
- PNC reimburses fees for using other providers' ATMs for select accounts
- PNC Visa Extras offers rewards for everyday purchases and services
- PNC ATMs offer 10 language options and 4 receipt choices
PNC Bank ATMs are surcharge-free, but your bank may charge a fee
As of 2022, PNC Bank customers can enjoy surcharge-free access to over 60,000 PNC Bank and PNC partner ATMs across the United States, including Alaska and Hawaii. This is due to a new partnership with NCR Corporation and its Allpoint ATM network. This means that, as long as you are a PNC cardholder, you can use any PNC or partner ATM without incurring a fee.
However, this does not mean that your bank will never charge you a fee for using an ATM. If you use an ATM that is not owned by PNC or one of its partners, you may still be charged a fee by your bank for using an out-of-network ATM. Additionally, while PNC does not charge a fee for using its ATMs, your bank may still charge you a fee for using an ATM outside of its own network.
PNC offers certain types of checking accounts that provide additional benefits, including the reimbursement of fees charged by other ATM owners. These include Performance Checking, Performance Select Checking, and Free Checking with an average monthly balance of $2,500 or more. Small business customers may also be offered free ATMs and rewards with select accounts, such as Basic Checking and Enterprise Checking.
It is important to note that, while PNC Bank has significantly expanded its surcharge-free ATM access, there may still be variations in the availability of surcharge-free ATMs depending on your location. Additionally, it is always a good idea to review the terms and conditions of your specific account to understand any potential fees or benefits associated with ATM usage.
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PNC offers free access to over 60,000 ATMs worldwide
As of August 2022, PNC Bank offers its customers free access to over 60,000 ATMs worldwide, including in Hawaii and Alaska. This includes both PNC Bank ATMs and PNC Partner ATMs. The bank has achieved this by partnering with NCR Corporation and its Allpoint ATM network, which added over 41,000 surcharge-free ATMs across the United States.
PNC Bank is the first major bank to offer its customers access to free ATMs worldwide. This offer is a response to consumer feedback, indicating that people dislike paying for access to their money. PNC Bank aims to become the primary bank for more customers by making banking more convenient and accessible.
PNC cardholders can use the PNC Mobile app to find a PNC or Partner ATM nearby. They can also use the app to change their ATM preferences, such as the language and receipt options.
Previously, PNC Bank had stopped reimbursing ATM surcharges in 2016. However, with the new partnership, PNC customers can once again enjoy surcharge-free access to their cash through a vast network of ATMs.
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PNC reimburses fees for using other providers' ATMs for select accounts
PNC Bank offers its customers access to free ATMs worldwide. This offer is available to customers who choose Performance Checking or Performance Select Checking, and Free Checking customers who maintain an average monthly balance of $2,500 or more. These customers will have their withdrawal fees charged by other ATM owners reimbursed automatically. This offer is also available to PNC's small business customers with select accounts, including Basic Checking and Enterprise Checking.
PNC cardholders have fee-free access to over 55,000 Partner ATMs, including ATMs at 7-Eleven stores and Allpoint ATMs across the country. In August 2022, PNC Bank announced a partnership with NCR Corporation, expanding its network to include over 41,000 more surcharge-free ATMs for its customers. This brings the total number of PNC Bank and PNC partner ATMs to nearly 60,000.
PNC Bank's decision to offer free ATMs worldwide is in response to consumer feedback. Joseph C. Guyaux, president of PNC, stated, "Our research found that consumers dislike paying for access to their own money, so we are responding with truly free ATMs." He added, "Our goal is to become the primary bank for more customers and make their banking easier and more convenient. We believe free ATMs coupled with other enhancements will help us achieve that goal."
Prior to this change, PNC Bank did reimburse ATM surcharges for its customers. However, as of April 2016, some customers noticed that PNC was no longer reimbursing these fees.
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PNC Visa Extras offers rewards for everyday purchases and services
PNC Bank has introduced free ATMs worldwide, becoming the first major bank to rebate both fees charged for using another provider's cash machine. PNC customers now have surcharge-free access to nearly 60,000 PNC Bank and PNC partner ATMs across the country, including Alaska and Hawaii.
PNC also offers a Cash Rewards Visa Credit Card, which allows customers to earn $200. Cardholders can earn 4% on gas station purchases, 3% on dining purchases at restaurants, and 2% on grocery store purchases for the first $8,000 in combined purchases in these categories annually. They can also earn at least 1% cash back on all other purchases everywhere.
Additionally, PNC offers a Cash Rewards Visa Signature Business Credit Card, which provides travel benefits and protection for purchases. Cardholders can access up to 13 months of transaction details and set individual spending limits for employee cards. This card also offers an additional 1.5% cash back on all net purchases for the first 12 months following account opening.
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PNC ATMs offer 10 language options and 4 receipt choices
PNC Bank has expanded its surcharge-free ATM access through a partnership with NCR Corporation and its Allpoint ATM network. This partnership provides customers with access to over 41,000 surcharge-free ATMs across the United States, including Hawaii and Alaska. With this expansion, PNC customers now have surcharge-free access to nearly 60,000 PNC Bank and partner ATMs nationwide.
PNC Bank is committed to empowering the financial well-being of its customers and making its services accessible and convenient. This includes offering a variety of language and receipt options at their ATMs.
PNC ATMs offer 10 language options to cater to a diverse range of customers. These languages include English, Chinese, German, Italian, Japanese, Korean, Polish, Portuguese, Spanish, and Vietnamese. This feature ensures that customers can easily navigate the ATM and conduct their transactions in their preferred language.
Additionally, PNC ATMs provide 4 receipt choices to accommodate different preferences and needs. Customers can choose from the following options: always ask for a receipt, print a receipt, e-receipt, or no receipt. The e-receipt option is a convenient way to receive a digital record of the transaction, which is sent to the customer's primary email address on file.
PNC Bank understands the importance of accessibility and customization in banking services. By offering multiple language and receipt options at their ATMs, PNC aims to provide a more inclusive and tailored experience for its customers.
In addition to the surcharge-free ATM access and language and receipt options, PNC Bank also offers various other benefits to its customers. These include rewards for everyday transactions, such as check card purchases and online banking, as well as free ATMs for small business customers with select accounts. PNC's focus on enhancing the banking experience for its customers makes it a convenient and attractive choice for individuals and businesses alike.
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Frequently asked questions
PNC Bank ATMs are surcharge-free, meaning PNC will not charge you a fee. However, your own bank may still charge you a fee for using a PNC ATM.
PNC cardholders do not have to pay a fee for using PNC or Partner ATMs. PNC Partner ATMs include ATMs at 7-Eleven stores and Allpoint ATMs.
PNC Bank offers free checking accounts with rewards for everyday transactions, including check card purchases and online banking. PNC cardholders can also earn points toward rewards like free air travel, dining experiences, and tickets to sporting events.
There are over 60,000 PNC Bank and PNC Partner ATMs across the United States, including Hawaii and Alaska.
As of 2016, PNC Bank stopped reimbursing ATM surcharges for transactions at non-PNC ATMs. However, for customers with Performance Checking, Performance Select Checking, or Free Checking with an average monthly balance of $2,500 or more, PNC will automatically reimburse withdrawal fees charged by other ATM owners.
